Ripple CEO Brad Garlinghouse told attendees at XRP Community Day that he believes the crypto industry will produce at least one $1 trillion company. Ripple has a shot at reaching that milestone.
The company recently raised $500 million from major financial institutions. That values the firm at around $40 billion, according to Ripple. To hit the trillion-dollar mark? Ripple’s valuation would need to climb roughly 25-fold. That puts it alongside tech giants like Apple, Nvidia, and Alphabet.
Garlinghouse said Ripple “has the opportunity” if it executes well with the broader XRP ecosystem. He emphasized that XRP is Ripple’s “north star” and “reason for existence.” The token’s central to the company’s business model. It’s central to future growth plans.
The CEO urged XRP holders to “zoom out” from recent market drawdowns. XRP has fallen about 33% over the past month. Bitcoin dropped roughly 26%. XRP hit an all-time high of $3.56 last year. Now it trades around $1.38. That reflects broader crypto market volatility.
Garlinghouse framed crypto as tackling “massive markets.” It’s rewiring financial infrastructure. It’s accelerating it.
Ripple’s been on an aggressive expansion tear. The company spent billions last year acquiring prime brokerage Hidden Road. Also treasury firm GTreasury. Also stablecoin platform Rail. Also wallet provider Palisade. These acquisitions aim to strengthen Ripple’s product suite for institutional clients. They expand its crypto financial infrastructure.
For 2026, the company’s priorities are shifting. Garlinghouse said Ripple will focus on integrating its recent acquisitions. No more “big acquisitions” in the near term. The integration work is designed to fully leverage current assets. It’ll cement the company’s position in institutional payments and crypto finance.
He left the door open to renewed deal-making later this year. Ripple could become “more inquisitive again” in the second half of 2026. That’s once integration efforts bear fruit.
Garlinghouse’s remarks underscore Ripple’s ambition. The company wants to position itself as a dominant infrastructure player in crypto. Every product’s designed to drive success for XRP and its ecosystem.
Can the company execute on that vision? Can it navigate ongoing market volatility? That’ll determine if Ripple can close the gap. The gap between its current $40 billion valuation and the trillion-dollar threshold.
