Category: Traditional Finance

Crypto contagion was the hallmark of the 2021-2023 bear market, with one centralized institution failing after another. Find out what this is and why it happens.

Bad money drives out good — and Bitcoin holders are living proof. Learn how Gresham’s Law explains why people spend dollars and hoard BTC, and where stablecoins fit in.

The recent collapses of centralized crypto exchanges have prompted a discussion about Proof of Reserves, a method intended to ensure solvency.

Learn about the reserve requirement ratio for banks across the globe.

Price discovery explained: Learn how market forces determine fair market value. Comprehensive guide on supply, demand, and impact on price.

Few people understand the difference between yield vs interest rate. In this article you’ll learn why this distinction is so important.

Financial friction raises costs, slows transfers, and blocks access to credit. Learn the six types, who bears them most, and where crypto reduces friction — and where it doesn’t.

The Lindy Effect says non-perishable things grow more durable with age. Learn how it applies to crypto protocols, software, institutions — and why it doesn’t apply to humans.

Learn how collateralized lending works in both crypto and traditional finance. Including why over-collateralization is essential.

Understand the concept of collateral ratio and its importance in securing loans. Learn how it’s calculated and what a safe collateral ratio looks like.